If you have packed up life in New Zealand and settled in Australia, chances are your KiwiSaver account is still sitting across the ditch. One of the first questions we often hear is: 👉 “Can I transfer my KiwiSaver to my Australian super?” The good news is yes you can!

One of the most common questions we hear — especially from clients planning their retirement journey — is:“When can I access my super?” It’s a fair question. You’ve spent your working life building that super nest egg. So, when exactly do you get to crack it open and enjoy the rewards? The answer depends on a few things: your age,...

When it comes to superannuation strategies, one that often flies under the radar—but can pack a powerful punch—is the recontribution strategy. It’s a bit like spring cleaning your super: tidy things up now to potentially save a lot later. So, what exactly is it? And when should you think about using it? 🚀 What Is a Recontribution Strategy? In simple...

Living on the beautiful Gold Coast or in sunny Queensland, is a dream for many, but rising living costs and inflation are posing challenges for households and investors alike. Whether you’re renting, paying off a mortgage, or looking to invest, 2025 is the year to rethink your financial strategies to stay ahead.  Here are some smart ways to beat the cost-of-living challenge in 2025.

As retirement approaches, many Australians seek ways to boost their superannuation and secure a comfortable future. One powerful strategy worth considering is unlocking the power of the Downsizer Contribution. Introduced by the Australian government, this initiative helps older Australians maximise their retirement savings while simplifying their living arrangements. Let’s explore how unlocking the downsizer strategy works and how it can...

The Gold Coast continues to be a shining star in the Australian property market. With its stunning beaches, growing infrastructure, and thriving lifestyle appeal, it remains a prime location for investors, homeowners, and developers alike. But as we move into 2025, the question many Gold Coasters are asking is: Is it the right time to buy, sell, or hold?The Gold Coast continues to be a shining star in the Australian property market. With its stunning beaches, growing infrastructure, and thriving lifestyle appeal, it remains a prime location for investors, homeowners, and developers alike. But as we move into 2025, the question many Gold Coasters are asking is: Is it the right time to buy, sell, or hold?

It's Valentine's Day. Love is in the air, and some of us are searching for that perfect gift to express our affection for those closest to us.  And despite a grisly past, this day has come to be known for lovers...  So just what is the ultimate gift of love this Valentine's Day? While chocolates and flowers are lovely, this...

Should I pay off my HECS debt early? Many are asking in light of the coming large CPI increase.

Silicon Valley Bank Failure! Market volatility has been elevated over the past week driven by the failure of the Silicon Valley Bank (SVB).  Global banking system volatility is on the rise! The unfolding situation in the US could be seen by some as having echoes of the Global Financial Crisis (GFC) from 2008. This, combined with recent falls in Credit Suisse...

Time is running out to apply for a Director Identification Number (director ID) You may have heard about the new rules which require directors of Australian companies to obtain a Director Identification Number (director ID). It is a unique 15-digit identifier that directors apply for once and keep forever. The following provides some useful further information. As a director of...

Staying the Course Heightened global markets volatility can easily trigger kneejerk reactions by panicked investors. Widespread selling, triggered by the Russia-Ukraine crisis, has been behind recent big swings on global financial markets.  This includes stock markets, commodities and currency markets. As serious as the current events are, heightened market volatility is nothing new. The onset of the COVID-19 pandemic also...

Volatility is Normal The volatility that we've seen over the last six months, while significant, is not an unusual occurrence for a normal and healthy functioning market. Heightened volatility is an uncomfortable experience in the short- term.  Equity markets and some parts of the bond markets will continue to be an important contributor to overall long-term returns. We appreciate that...

Are you approaching retirement? Chances are the funding of your lifestyle in retirement may be on your mind! Take steps now to avoid getting caught short on retirement income and live the retirement lifestyle you want.  It's time to take control of your retirement. The qualifying age is increasing by six months every two years until it reaches 67 in...

Russia Ukraine Event Update On 21 February, Russia asserted its view on the independence of the Donetsk People’s Republic and the Luhansk People’s Republic.  Russia began mobilising troops to conduct peacekeeping operations. This was a violation of Ukraine’s sovereignty and independence, the Minsk agreement, and has been widely denounced by the West. Subsequently, Russia instigated military strikes on Ukraine and...

Worried about the impact of Russian Ukraine concerns and your finances?  Please reach out directly to the Wealth Planning Partners team if you want to discuss your personal financial plan. So, a little perspective on the Ukraine and Russian situation. This geopolitical event is concerning on practically every level. And there are a wide range of potential outcomes and scenarios....

Do you dream about money?  Daydream even?  When you have dreams about money, it can be a bit of an interesting view into what your subconscious is thinking about when it comes to the topic of money or finances. Your dreams can influence your decisions, so it's a good idea to delve deeper into what you're dreaming about.  Are you...

What is ‘Tenancy In Common' 1. "Tenancy in common" allows two or more people to be owners in a property.  Each owner has the authority to will their share to anyone on death. 2. "Tenancy in common" is different as the transfer of the property in the event of death differs.  In joint tenancy, the title of the property automatically...

From a young age we are taught… GOOD GRADE = GOOD UNIVERSITY = GOOD JOB = GOOD MONEY Teenagers are believing that this is the only route to lead a success. It’s a cycle, churning throughout time – being handed down from generation to generation, merely reciting what they heard from parents and teachers in the early stages of their...