Blog Archives

Are we facing the end of the growth cycle… for now?

2018 has been a mixed year for investors, with some gains, and some losses. We’ve seen a complex economic environment with geopolitical and trade uncertainty, a change of PM (again,) a Royal Commission or two and the possible burst of

Posted in Advisers, Australian Economy, Finances, Money Tagged with: , , , ,

Boost your super savings with the work test exemption

If you’re a recent retiree and looking to increase your superannuation savings, we’ve got some good news! The Australian Government is proposing to make it easier for recent retirees to save more super by allowing them to contribute for a year

Posted in Australian Economy, Superannuation Tagged with: , , , ,

How the Budget may affect families

If you’re part of a family, here’s a quick run down on what Budget 2018 means for you

Posted in Australian Economy, Budget, Economy, Finances Tagged with: , , , , , ,

First Home Buyers Assistance

First-home buyers get some help  State and federal governments are creating new incentives to help first-home buyers get into the overheated housing market.   Buying your own home is the largest purchase decision most people will make in their lives.

Posted in Advisers, Australian Economy, Economy, Finances, Wealth Tagged with: , , , , ,

Budet 2017: Proposed Tax Measures

Budget 2017 has proposed a few tax changes.  Read about them here: Medicare levy Rises from 2.0% to 2.5% from 1 July 2019 to help fund the National Disability Insurance Scheme. Capital gains tax discount for investors in affordable housing

Posted in Australian Economy, Finances, Taxation Tagged with: , , ,

Budget 2017: Social Security

Lots of Social Security changes have been proposed in Budget 2017.  Here’s a highlights list of some of these.  Please note that these are not yet enshrined in law. Reinstating the Pensioner Concession Card This will be reinstated for pensioners

Posted in Australian Economy, Centrelink, Finances, Money Tagged with: , , , ,

Budget 2017 – Who are the Winners & Losers?

WINNERS!! First home-buyers First home-buyers can save for a deposit by salary sacrificing into their super. Downsizers Downsizers, 65+, can contribute up to $300,000 each to super from the sale the family home regardless of satisfaction of the work test,

Posted in Australian Economy, Budget, Money, Taxation Tagged with: , , , ,

Need to Understand a little more about the Downsizing Contribution?

As you’re not doubt aware, the Federal Government announced it’s 2017 Budget this week and one of the surprise outcomes was the Downsizing Contribution for those looking to move out of a larger family home.  Here’s a little more about

Posted in Advisers, Australian Economy, Budget, Finances, Retirement, Superannuation Tagged with: , , , , , , ,

Significant changes to contribution limits to super could prove a challenge

The changes to super and tax laws proposed in this year’s federal budget, then revised and adjusted by the government in September, have been passed through Parliament and are mostly due to take effect from July 1, 2017. That means

Posted in Australian Economy, Budget, Economy, Superannuation Tagged with: , , ,

Good vs Bad Debt

Apparently, among richer nations, Aussies households are among the most in debt. Research from LF Economics, using official data, shows that Australian household debt has risen to 123% of the nation’s economic output, pushing both Denmark and Switzerland into second

Posted in Australian Economy, Debt Management, Finances, Wealth Tagged with: , , , , , ,