Blog Archives

Want to break free from being asset rich and cash poor?

Here’s 4 ways to boost your income… Are you asset rich but cash poor? Turns out, you’re not alone. Data from the ABS (Australian Bureau of Statistics) shows almost one-third of older Australians in low-income households were asset rich but

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A new way to approach your super strategy

For many years, salary sacrifice has been the most tax-effective way to build superannuation.
Now, youre able to add personal deductible contributions to your super strategy.

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Diversification of assets is a good defence against a fall

Increased Diversification can assist in lowering risk in times of market volatility. A properly constructed portfolio can protect investors in downturns in the market and help provide appropriate returns at other times. Portfolios which include diversifying assets may protect the

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A money-wise wedding: Creating a budget for the big day

Whether you’re planning a large, luxurious wedding or a small, intimate affair, smart budgeting could help free you from financial worries, so you can enjoy your special day. Following these steps may help ensure no one’s worried about debt on

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Budget for a very merry Christmas

A bit of planning and forethought may help take the financial stress out of Christmas. Christmas for many families, is a happy time of year that brings people together, but it can also be expensive! With a bit of early

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Money hacks for teens and young adults

Help your teens and young adults manage how they spend and save. So your teenagers and young adults know how to spend, but do they know how to budget for the things they really want? Learning good money management should

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First Home Buyers Assistance

First-home buyers get some help  State and federal governments are creating new incentives to help first-home buyers get into the overheated housing market.   Buying your own home is the largest purchase decision most people will make in their lives.

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Budget 2017: Housing Affordability

The Government has announced some Incentives to improve housing options.  Among these, are: Allowing first-home buyers to save a deposit through voluntary contributions to superannuation Disallowing travel deductions for investment residential property Limiting depreciation deductions for plant and equipment on

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Government Entitlements for Retirees

The Government has legislated changes to the Age Pension rules from 1 January 2017, which it estimates will see 300,000 Australians lose all or part of their pension entitlements.1 If you are retired or about to retire, some careful planning

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Safeguarding your retirement plan

From wills to long-term budgeting, there’s a lot to think about when making your retirement to-do list. Here’s some top tips to make sure you’ve ticked all the boxes. 1. Check your Will and Power of Attorney documents Without a valid

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