Blog Archives

How the Budget may affect families

If you’re part of a family, here’s a quick run down on what Budget 2018 means for you

Posted in Australian Economy, Budget, Economy, Finances Tagged with: , , , , , ,

Diversification of assets is a good defence against a fall

Increased Diversification can assist in lowering risk in times of market volatility. A properly constructed portfolio can protect investors in downturns in the market and help provide appropriate returns at other times. Portfolios which include diversifying assets may protect the

Posted in Economy, Money, Wealth Tagged with: , , ,

First Home Buyers Assistance

First-home buyers get some help  State and federal governments are creating new incentives to help first-home buyers get into the overheated housing market.   Buying your own home is the largest purchase decision most people will make in their lives.

Posted in Advisers, Australian Economy, Economy, Finances, Wealth Tagged with: , , , , ,

Significant changes to contribution limits to super could prove a challenge

The changes to super and tax laws proposed in this year’s federal budget, then revised and adjusted by the government in September, have been passed through Parliament and are mostly due to take effect from July 1, 2017. That means

Posted in Australian Economy, Budget, Economy, Superannuation Tagged with: , , ,

Get your finances ready for this year’s changes!

With many changes coming into effect this year – and more reforms being suggested – now is a great time to get your finances organised so you’re prepared. Changes to the Age Pension Changes to the Age Pension assets test

Posted in Centrelink, Economy, Finances, Taxation Tagged with: , , , , ,

Government releases more superannuation legislation

On 27 September 2016 the Government released another round of draft legislation implementing a number of the changes to superannuation it announced in the 2016 Federal Budget. Many of these changes will apply from 1 July 2017 so it might

Posted in Australian Economy, Budget, Economy, Self Managed Superannuation Funds, Superannuation Tagged with: , , , , , ,

Putting your Goals First

A goals-based investment approach isn’t focused on ‘beating the market’. It’s about tailoring your investments to meet your personal goals. Performance comparisons are unavoidable in the investment world. Every day you see investment managers  measuring their success by how much

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Making Sense of Economic Data

Economists and traders around the world closely monitor dozens of economic surveys and indicators that are released each week across a range of countries. However, the most important market indicators which can shift the needle on global market performance are:

Posted in Australian Economy, China Economy, Economy, Finances, GDP Tagged with: , , , ,

3 Reasons to Bond with Bonds

Bonds are one of the four major assets classes, but they’re probably the least understood. Here’s why they’re an important part of many portfolios. What are bonds? Bonds are essentially loan arrangements that governments and large companies use to raise

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2016 Federal Budget Analysis

Treasurer Scott Morrison has handed down his first Federal Budget – the Coalition Government’s third. The winners are low and middle income earners, unemployed youth and small business, and there are significant changes to superannuation. Note: These changes are proposals

Posted in Australian Economy, Budget, Debt Management, Economy, Retirement, Superannuation, Taxation Tagged with: , , , ,