Blog Archives

Are we facing the end of the growth cycle… for now?

2018 has been a mixed year for investors, with some gains, and some losses. We’ve seen a complex economic environment with geopolitical and trade uncertainty, a change of PM (again,) a Royal Commission or two and the possible burst of

Posted in Advisers, Australian Economy, Finances, Money Tagged with: , , , ,

Why should I care about lost super?

Did you know there is about 14.8 million Australians with a superannuation account, 40% of which hold more than one account? Some of that 40% make up the $18 billion in ‘lost super’. Is some of that yours? Find it

Posted in Money, Superannuation Tagged with: , , , ,

5 Tips for EOFY

The end of financial year doesn’t have to be too taxing a time.  These five tips will help organise your finances for the coming financial year. Take the pain out of EOFY by being organised. With the right preparation, you

Posted in Advisers, Budget, Finances, Money, Retirement, Savings, Superannuation, Taxation Tagged with: , , , , , ,

Diversification of assets is a good defence against a fall

Increased Diversification can assist in lowering risk in times of market volatility. A properly constructed portfolio can protect investors in downturns in the market and help provide appropriate returns at other times. Portfolios which include diversifying assets may protect the

Posted in Economy, Money, Wealth Tagged with: , , ,

Create a great financial new year

New Year’s resolutions are easy to make but often hard to keep. But there are real benefits to making financial resolutions. Here are some helpful suggestions to get you started. Get back to basics If you find it near-impossible to

Posted in Budget, Debt Management, Finances, Insurance & Protection, Investments, Money, Retirement, Superannuation Tagged with: , , , , ,

Planning a holiday? Here are some tips!!

With the summer holidays right on top of us, it’s not too late to do your financial planning for the holidays – or start planning for later in the year. Here’s how to minimise your financial stress for a well-deserved

Posted in Budget, Budgeting, Money Tagged with: , , , ,

Same-sex Marriage triggers Estate Planning challenges

With the recent legalisation of same-sex marriage in Australia, it’s likely we’ll see a slew of marriages in 2018!  But, be warned!  Same-sex couples are urged to review estate planning documents, as marriage can invalidate a binding nomination… in some

Posted in Finances, Money, Self Managed Superannuation Funds, Superannuation Tagged with: , ,

5 Tips on Giving to Charity

Feeling generous and want to make a difference? Here are five tips on giving to consider. An estimated 14.9 million Australian adults (80.8 per cent of the population) gave $12.5 billion to charities and not-for-profit organisations in 2015–16.[1] For many

Posted in Finances, Money Tagged with: , , ,

Budget 2017: Housing Affordability

The Government has announced some Incentives to improve housing options.  Among these, are: Allowing first-home buyers to save a deposit through voluntary contributions to superannuation Disallowing travel deductions for investment residential property Limiting depreciation deductions for plant and equipment on

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Budget 2017: Social Security

Lots of Social Security changes have been proposed in Budget 2017.  Here’s a highlights list of some of these.  Please note that these are not yet enshrined in law. Reinstating the Pensioner Concession Card This will be reinstated for pensioners

Posted in Australian Economy, Centrelink, Finances, Money Tagged with: , , , ,