Blog Archives

Need to know more about the Downsizer Contribution?

Since the start of the new financial year, 1 July 2018, superannuation contribution opportunities for those aged 65 or over have expanded to include the new Downsizer Contributions. These contributions enable eligible individuals to contribute up to $300,000 from the

Posted in Finances, Superannuation, Taxation Tagged with: , , ,

5 Tips for EOFY

The end of financial year doesn’t have to be too taxing a time.  These five tips will help organise your finances for the coming financial year. Take the pain out of EOFY by being organised. With the right preparation, you

Posted in Advisers, Budget, Finances, Money, Retirement, Savings, Superannuation, Taxation Tagged with: , , , , , ,

Budet 2017: Proposed Tax Measures

Budget 2017 has proposed a few tax changes.  Read about them here: Medicare levy Rises from 2.0% to 2.5% from 1 July 2019 to help fund the National Disability Insurance Scheme. Capital gains tax discount for investors in affordable housing

Posted in Australian Economy, Finances, Taxation Tagged with: , , ,

Budget 2017 – Who are the Winners & Losers?

WINNERS!! First home-buyers First home-buyers can save for a deposit by salary sacrificing into their super. Downsizers Downsizers, 65+, can contribute up to $300,000 each to super from the sale the family home regardless of satisfaction of the work test,

Posted in Australian Economy, Budget, Money, Taxation Tagged with: , , , ,

Get your finances ready for this year’s changes!

With many changes coming into effect this year – and more reforms being suggested – now is a great time to get your finances organised so you’re prepared. Changes to the Age Pension Changes to the Age Pension assets test

Posted in Centrelink, Economy, Finances, Taxation Tagged with: , , , , ,

2016 Federal Budget Analysis

Treasurer Scott Morrison has handed down his first Federal Budget – the Coalition Government’s third. The winners are low and middle income earners, unemployed youth and small business, and there are significant changes to superannuation. Note: These changes are proposals

Posted in Australian Economy, Budget, Debt Management, Economy, Retirement, Superannuation, Taxation Tagged with: , , , ,

Government to limit lost super losses

The Federal Government is introducing legislation to prevent fee erosion of lost super accounts with balances under $6,000 stating that they are committed to “ensuring that Australians have adequate retirement savings.” Assistant Treasurer, Mr Josh Frydenberg has said that the

Posted in Finances, Retirement, Superannuation, Taxation, Wealth Tagged with: , , , , , , , , ,

Do Super Fees Matter to You?

Superannuation will play an increasingly important role in all our futures. What we do today is going to affect our retirement savings tomorrow.

Posted in Advisers, Australian Economy, Budgeting, Finances, Insurance & Protection, Interest Rates, Investments, Superannuation, Taxation Tagged with: , , , , ,

Is a Self-Managed Super Fund right for you?

So most of us have heard about Self Managed Super funds, but where do they fit in the somewhat complex world of superannuation funds?

Posted in Advisers, Australian Economy, Economy, Finances, General, Insurance & Protection, Investments, Money, Self Managed Superannuation Funds, Superannuation, Taxation, Term Deposit Tagged with: , , , , , , , , , , , , ,

Budget 2014 HIghlights and You!

Well, we know that when times get tough, it makes get sense to stick to a budget, and ‘tighten one’s belt’ and that’s what the latest Australian Budget is all about.  So what are some of the main changes and

Posted in Australian Economy, Budget, Budgeting, Business, Debt Management, Economy, Interest Rates, Money, Superannuation, Taxation Tagged with: , , , , , , , , , , , , , , ,