Blog Archives

Need to know more about the Downsizer Contribution?

Since the start of the new financial year, 1 July 2018, superannuation contribution opportunities for those aged 65 or over have expanded to include the new Downsizer Contributions. These contributions enable eligible individuals to contribute up to $300,000 from the

Posted in Finances, Superannuation, Taxation Tagged with: , , ,

First Home Buyers Assistance

First-home buyers get some help  State and federal governments are creating new incentives to help first-home buyers get into the overheated housing market.   Buying your own home is the largest purchase decision most people will make in their lives.

Posted in Advisers, Australian Economy, Economy, Finances, Wealth Tagged with: , , , , ,

Budget 2017: Housing Affordability

The Government has announced some Incentives to improve housing options.  Among these, are: Allowing first-home buyers to save a deposit through voluntary contributions to superannuation Disallowing travel deductions for investment residential property Limiting depreciation deductions for plant and equipment on

Posted in Finances, Investments, Money, Wealth Tagged with: , , , ,

Need to Understand a little more about the Downsizing Contribution?

As you’re not doubt aware, the Federal Government announced it’s 2017 Budget this week and one of the surprise outcomes was the Downsizing Contribution for those looking to move out of a larger family home.  Here’s a little more about

Posted in Advisers, Australian Economy, Budget, Finances, Retirement, Superannuation Tagged with: , , , , , , ,

Good vs Bad Debt

Apparently, among richer nations, Aussies households are among the most in debt. Research from LF Economics, using official data, shows that Australian household debt has risen to 123% of the nation’s economic output, pushing both Denmark and Switzerland into second

Posted in Australian Economy, Debt Management, Finances, Wealth Tagged with: , , , , , ,

Property and super – beware the pitfalls

Recent years have seen a rush of investors buying property through super. But while the strategy has its advantages, there are also some potential risks to be aware of. The pitfalls While property has been a good performer in recent

Posted in Australian Economy, Debt Management, Self Managed Superannuation Funds Tagged with: , , ,

Putting your Goals First

A goals-based investment approach isn’t focused on ‘beating the market’. It’s about tailoring your investments to meet your personal goals. Performance comparisons are unavoidable in the investment world. Every day you see investment managers  measuring their success by how much

Posted in Economy, Finances, Investments, Money, Retirement, Savings, Wealth Tagged with: , , , , , ,

The real costs of owning property

Australians have long been attracted to property as an investment.  But we also tend to have a blind spot when it comes to the costs of owning it. Property holds a special place in the hearts and minds of Australians.

Posted in Australian Economy, Economy, Finances, Investments Tagged with: , , ,

Negative Gearing set to stay

Despite much talk, the Federal Government announced over the weekend they won’t be making any changes to negative gearing in the upcoming budget. The news of course, was met with familiar cries that the tax concession distorts property prices and

Posted in Australian Economy, Budget, Economy Tagged with: , , ,

Property: Bubble, Bust or Non-issue?

“Are we watching a housing bubble about to burst or a pause before returning to business as usual? Or is it something in the middle, a so-called soft landing?”

Posted in Economy, General, Investments Tagged with: , , , ,