by Amanda Cassar | Nov 3, 2025 | Advisers, Women
Financial Standard announces 2025 FS Power50 – The 50 most influential advisers in Australia
The 50 most influential financial advisers in Australia have been named by leading trade publication Financial Standard in the FS Power50 guide. We’re super pleased to advise our Director Amanda Cassar is back on the list!
To see the full list – please click here.
Now in its 12th year, the FS Power50 are financial advisers deemed to be best promoting the value of the financial advice profession, while providing outstanding service to their clients and the wider community.
“This year’s 50 consists of advisers who have won industry awards, brought their local advice community together, supported charitable foundations, promoted the value of financial advice in the media and across digital channels and more,” said Jamie Williamson, managing editor of Financial Standard.
There are now 290 financial advisers in the FS Power50 alumni, with 10 advisers joining this year.
Another 10 advisers rejoined the FS Power50 in 2025, with a total of 20 changes from the 2024 list.
The FS Power50 process begun with an open nominations process, which was vetted down to a group of 120 advisers who proceeded to the voting phase.
From here readers of Financial Standard and FS Advice – The Australia Journal of Financial Planning voted, which was then weighted prior to determining the final 50.
“We continue to see a surge in nominations from the advice community, with over 11,000 votes helping us determine the Power50,” said Williamson.
“The aim is to offer role models to those already in the industry and those looking to join it.”
“Being a list curated by votes from the advice community, this peer recognition fosters a culture of continuous improvement, professionalism, and accountability – all elements that are vital to overcoming the reputational challenges being faced right now.”
Digging into the numbers, the 2025 FS Power50 has strong representation from Victorian financial advisers, making up 32% of the list, the highest of any state.
Women also make up 44% of the advisers on the list, an increase of 8% from 2024 and the highest representation that’s been noted as part of the Power50 program.
Similar to 2024, there is a close split in terms of the size of the companies the Power50 represents, with 52% being from groups with 50 or more advisers, and the other 48% being from groups with fewer than 50.
For media enquiries, please contact:
Julian Clarkstone P: +61 2 8234 7500 E: julian.clarkstone@financialstandard.com.au
About Financial Standard:
Financial Standard is the leading source of news and analysis for the wealth management and insurance industry in Australia.
It informs, educates and connects industry professionals across financial advice, superannuation, investment management and insurance through an extensive suite of news channels, industry awards, multimedia content, events and professional development programs.
Founded in 2002, Financial Standard is part of the Market Intelligence (MI) division of global group ISS STOXX.
www.financialstandard.com.au
by Amanda Cassar | Sep 11, 2025 | Money, Superannuation
Bringing Your KiwiSaver to Australia: What You Need to Know
If you have packed up life in New Zealand and settled in Australia, chances are your KiwiSaver account is still sitting across the ditch. One of the first questions we often hear is:
👉 “Can I transfer my KiwiSaver to my Australian super?”
The good news is yes you can thanks to a special arrangement between Australia and New Zealand called the Trans-Tasman Retirement Savings Portability agreement. But before you dive in, there are a few rules and watchouts to keep in mind.
Who Can Transfer KiwiSaver to Australia?
If you have made a permanent move to Australia, you may be eligible to transfer your entire KiwiSaver balance across.
Here is what you need to know:
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You must transfer the whole balance. Partial transfers are not allowed.
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The receiving fund must be an APRA regulated Australian super fund that accepts KiwiSaver transfers.
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Self Managed Super Funds are not allowed to accept KiwiSaver money.
Which Australian Funds Accept KiwiSaver Transfers?
As at 2025, only a small group of funds accept KiwiSaver transfers.
Check in with us for your go to options where we can compare fees and long-term performance. If you want to transfer your KiwiSaver, it has to go to one of the specified funds.
What Happens to Your KiwiSaver Once It Arrives?
When your KiwiSaver arrives in Australia:
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It will sit inside your account as a KiwiSaver component, kept separate from your Australian super.
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It will still follow New Zealand rules. You cannot access it until at least age 65, even if your Australian super becomes available earlier.
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If you switch funds later, you can only move it to another KiwiSaver accepting APRA fund.
Bring Your Kiwi Saver Over: Things to Think About Before You Transfer
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Tax rules: Transfers are generally tax free, but the balance is treated as a non-concessional (after tax) contribution and will count towards your contribution caps.
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Exchange rates: Your funds are converted from NZD to AUD, so timing can make a difference.
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Investment choice: Compare what is on offer in KiwiSaver with the Australian fund you are moving to.
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Advice costs: Some funds like First Super and Brighter Super allow adviser fees to be paid from your account, but only with your written consent.
Why Transfer KiwiSaver At All?
For many Kiwis living in Australia, moving KiwiSaver across makes sense because:
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It brings all your retirement savings together in one country.
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You can keep building on a single balance.
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You may pay less tax on earnings in an Australian super fund (15% compared to up to 28% in KiwiSaver for non-residents).
Final Thoughts
Moving your KiwiSaver to Australia is possible, but it is not as simple as ticking a box. Only certain funds accept it and there are different rules around how you can access it.
At Wealth Planning Partners, we help clients weigh up the options so you can make the choice that works best for your future.
📞 Get in touch with our team today to see if a KiwiSaver transfer is the right step for you.
The WPP Way: Secure, Build, Succeed.
Hope you love my pic of the beautiful Milford Sound from my July 2024 trip.
by Amanda Cassar | Sep 10, 2025 | Superannuation
One of the most common questions we hear — especially from clients planning their retirement journey — is:
“When can I access my super?”
It’s a fair question. You’ve spent your working life building that super nest egg. So, when exactly do you get to crack it open and enjoy the rewards?
The answer depends on a few things: your age, your working status, and your reason for accessing it.
Let’s break it down.
🎂 1. Your Preservation Age (And What It Means)
Your preservation age is the earliest age you can generally access your super, but only if you’ve also met a condition of release.
Here’s a quick reference:
| Date of Birth |
Preservation Age |
| Before 1 July 1960 |
55 |
| 1 July 1960 – 30 June 1961 |
56 |
| 1 July 1961 – 30 June 1962 |
57 |
| 1 July 1962 – 30 June 1963 |
58 |
| 1 July 1963 – 30 June 1964 |
59 |
| On or after 1 July 1964 |
60 |
So if you were born after July 1964, your preservation age is 60.
✅ 2. Conditions of Release – When the Doors Open
Even if you’ve hit preservation age, you can’t access your super unless you meet a condition of release.
Here are the most common ones:
🔓 You’ve Retired (after reaching preservation age)
If you’ve stopped work and have no intention of returning full-time, your super becomes accessible. Hooray!
🔄 You’ve Reached Age 60 and Changed Jobs
If you’ve turned 60 and left a job (even if you take up another one), the super from your previous job becomes accessible.
🎉 You’re 65 (Even If You’re Still Working)
Once you hit 65, your super is fully accessible. No retirement required.
💸 You Start a Transition to Retirement (TTR) Pension
If you’ve reached preservation age but aren’t ready to retire, a TTR strategy lets you draw part of your super (as an income stream) while still working — often used to reduce tax or ease into retirement.
📉 You’re Experiencing Severe Financial Hardship or Compassionate Grounds
In limited circumstances (e.g. terminal illness, mortgage stress, funeral costs), you may be able to access super early. These are assessed case-by-case and must meet strict criteria. Find out more from the ATO here.
💼 3. What About My Super If I’m Still Working?
If you’re still working and under 65, your super remains locked away unless you’re using a TTR strategy. It’s designed this way to ensure it’s there to fund your future — not to tempt you early.
💡 Bonus Tip: Plan Before You Withdraw
Accessing your super is a big milestone, but it’s not just about eligibility — it’s about strategy:
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Will accessing your super affect your Age Pension entitlements?
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Should you take it as a lump sum or an income stream?
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What are the tax implications (especially if you’re under 60)?
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Can you afford to retire now — or would working part-time help stretch your funds?
That’s where we come in.
👋 Final Thoughts
Your super is likely one of your biggest assets — and unlocking it at the right time (and in the right way) can have a huge impact on your lifestyle, longevity of funds, and tax efficiency.
Need help figuring out when you can access your super — and whether you should?
Let’s walk through your options together, and design a retirement timeline that works for you.
📞 Contact our team for a personalised strategy session — your future self will thank you!
by Amanda Cassar | Aug 11, 2025 | Investments, Money, Retirement
If you’ve ever asked, “How much do I need to retire?” — you’re not alone. It’s easily one of the most Googled finance questions in Australia, especially on the beautiful Gold Coast where many are dreaming of warm weather, ocean views, and a well-earned rest.
But the truth is, there’s no one-size-fits-all number. Retirement is personal. It’s not just about reaching an arbitrary figure — it’s about ensuring your lifestyle can be supported by your finances for decades to come.
So, let’s unpack it.
🧮 The ASFA Retirement Standards: A Starting Point
The Association of Superannuation Funds of Australia (ASFA) provides a great benchmark:
As of 2025, for Australians aged around 65:
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Modest lifestyle:
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Single: ~$32,500 per year
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Couple: ~$46,000 per year
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Comfortable lifestyle:
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Single: ~$51,000 per year
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Couple: ~$72,000 per year
These figures assume you own your home outright and are relatively healthy. But let’s be honest — “comfortable” means different things to different people.
☕ So… What Does Your Retirement Look Like?
Before we can calculate your retirement number, we need to know what kind of life you want to live. Consider:
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Will you travel locally or overseas (and how often)?
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Do you want to support the grandkids (or kids!) financially?
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Will you downsize or stay in the family home?
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Are golf memberships and long lunches a regular thing — or more of an occasional treat?
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Do you plan to do part-time work or volunteering in early retirement?
Once we understand your ideal day in retirement, we can work backwards to determine what it’ll cost — and what you’ll need to fund it.
💰 The $640,000 Question (Or Maybe Less… Or More)
A common rule of thumb is that a retired couple owning their home might need around $640,000 in super to live comfortably. A single person might aim for $545,000.
But here’s the thing — many Australians retire with much less, and make up the difference with the Age Pension, rental income, downsizing, or even part-time work.
In fact, the Age Pension acts as a safety net, and for many Australians, it forms a significant part of their retirement income.
🧠 It’s Not Just About the Size of Your Nest Egg
There are other critical factors that impact how much you’ll need to retire:
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Longevity: We’re living longer — a good thing, but your money needs to last!
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Inflation: A coffee that costs $5 now might be $7 in ten years.
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Investment strategy: Keeping some money invested in growth assets can help extend the life of your portfolio.
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Health costs: Planning for future medical or aged care expenses is essential.
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Debt: Heading into retirement debt-free can dramatically reduce your income needs.
📊 So… How Do You Know You’re On Track?
That’s where a retirement plan comes in. We help people:
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Forecast their superannuation growth
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Calculate safe withdrawal rates
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Factor in Centrelink entitlements
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Model different retirement ages and lifestyle choices
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Reduce tax and optimise income streams
Because here’s the truth: it’s not just about how much you’ve saved — it’s about how well it’s structured.
👣 Next Steps
If you’re 10 years from retirement — or already knocking on the door — it’s never too early (or too late!) to check your progress. A personalised retirement plan can give you clarity and confidence to enjoy your next chapter without financial stress.
Ready to figure out your number and what retirement could really look like for you?
Let’s sit down, crunch the numbers, and tailor a strategy that supports the retirement you actually want to live.
📞 Book a chat with our team — and let’s turn that question mark into a plan.
by Amanda Cassar | Jul 11, 2025 | Superannuation, Taxation
When it comes to superannuation strategies, one that often flies under the radar—but can pack a powerful punch—is the recontribution strategy. It’s a bit like spring cleaning your super: tidy things up now to potentially save a lot later.
So, what exactly is it? And when should you think about using it?
🚀 What Is a Recontribution Strategy?
In simple terms, a recontribution strategy involves withdrawing a lump sum from your superannuation fund and then recontributing it back as a non-concessional (after-tax) contribution.
Why on earth would you do that, you ask? Great question.
The main reason: tax efficiency. Especially for those who are thinking ahead to estate planning or simply want to ensure their super is structured as effectively as possible.
🎯 Why Use a Recontribution Strategy?
Here’s where it gets clever. When you retire and start drawing down your super, the money you receive may come from two components:
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Taxable: money contributed from pre-tax income, including employer contributions and salary sacrifice.
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Tax-free: money you put in from after-tax income (non-concessional contributions).
Now, when your super passes on to adult children (non-dependants for tax purposes), they may have to pay up to 15% tax on the taxable component. That’s where a recontribution strategy can help. By withdrawing and recontributing funds, you’re effectively converting some of that taxable component into tax-free—reducing the tax your beneficiaries might otherwise pay.
🧠 When Does It Make Sense?
You might consider a recontribution strategy if:
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✅ You’re over 60 and retired (or meet a condition of release).
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✅ You want to reduce the tax burden for your adult children when they inherit your super.
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✅ You have a large taxable component and contribution caps allow.
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✅ You’ve got unused non-concessional contribution cap space (up to $110,000 per year or $330,000 under the bring-forward rule, depending on your age and total super balance).
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✅ You’re healthy enough to avoid early access taxes but keen to do some strategic estate planning.
🛑 When Should You Think Twice?
There are some important things to consider before diving in:
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❌ You’ll need to meet contribution eligibility rules, including age and total super balance caps.
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❌ If you’re close to the $1.9 million transfer balance cap (as of FY25), tread carefully.
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❌ Your ability to recontribute depends on your age and whether you’ve met the work test (or qualify for the work test exemption).
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❌ Once you recontribute, that money is preserved again until retirement—so make sure you won’t need it back in a hurry!
🧾 A Quick Case Study
Let’s say Jane is 66, retired, and has $600,000 in super—$500,000 of which is taxable. She’s concerned about the tax bill her adult children would face if they inherited her super. Jane withdraws $300,000, then recontributes it as a non-concessional contribution over two years using the bring-forward rule. Now, her super balance has a much higher tax-free component. Her children? Breathing easier. 🧘♀️
💬 Final Thoughts
The recontribution strategy is one of those “hidden gems” of financial planning that can quietly transform your super from a tax time bomb into a legacy-friendly asset. It’s not for everyone, and it needs to be timed and structured carefully. But when used well, it can be a beautiful example of how a little proactive planning can go a long way.
Thinking about your own recontribution strategy? Let’s chat about whether this move fits your goals. A strategy session could make all the difference for you—and your loved ones. 💬Reach out to Wealth Planning Partners on 07 5593 0855.
by Amanda Cassar | Jan 18, 2025 | Australian Economy, Finances, Financial Stress
The Cost-of-Living Challenge in 2025
Living on the beautiful Gold Coast or in sunny Queensland, is a dream for many, but rising living costs and inflation are posing challenges for households and investors alike. Whether you’re renting, paying off a mortgage, or looking to invest, 2025 is the year to rethink your financial strategies to stay ahead. Here are some smart ways to beat the cost-of-living challenge in 2025.
At Wealth Planning Partners, we believe financial challenges can be opportunities when approached with the right mindset. In this article, we’ll share actionable tips to manage the cost of living, optimise your finances, and secure your future on the Gold Coast.
1. Practical Budgeting Tips to Combat Inflation
Inflation impacts everything—from groceries to utilities—so now is the time to take control of your budget and beat the rising cost of living.
Track Your Spending
Start by understanding where your money is going. You can use budgeting tools like Humaniti, Frollo, or Goodbudget to categorise expenses and identify areas where you can cut back. Or even try your banks own budget on their App or the free MoneySmart Budget to get started.
Reduce Non-Essential Spending
- Review subscriptions (streaming services, gym memberships) and eliminate what you don’t use.
- Plan meals and shop smarter to reduce food waste and overspending.
- Use apps like Shopback or Honey to find discounts and cashback opportunities.
Negotiate Your Bills
- Compare energy providers and switch to more affordable options. Websites like Energy Made Easy can help.
- Bundle your insurance policies to reduce premiums.
- Contact service providers for better deals on internet, phone, and utilities.
Pro Tip: The 50/30/20 rule is a great budgeting method: 50% on needs, 30% on wants, and 20% on savings or debt repayment.
2. Rentvesting vs. Buying: What Makes Sense for Gold Coasters in 2025?
If buying property feels out of reach, the strategy of rentvesting could be your ticket to building wealth while maintaining your Gold Coast lifestyle.
What Is Rentvesting?
Rentvesting involves renting where you want to live (e.g., a beachside suburb) while investing in more affordable properties elsewhere. It allows you to get into the property market sooner without compromising your current lifestyle.
Benefits of Rentvesting
- Affordability: Invest in areas with lower entry costs while avoiding expensive mortgages in high-demand suburbs.
- Flexibility: Live where you love while owning assets elsewhere.
- Wealth Building: Build equity and benefit from capital growth over time.
When Does Buying Make More Sense?
Buying is a better option if:
- You plan to live in the home long-term.
- You have a stable income and a strong deposit.
- Your mortgage repayments are comparable to local rent.
Pro Tip: Use online tools like the rent vs. buy calculators from realestate.com.au or Domain to assess your situation.
3. Are You Overpaying on Your Loans? Refinancing Tips for Rising Interest Rates
With interest rates stabilising but remaining higher than pre-pandemic levels, it’s essential to review your home loans and personal debt to avoid overpaying.
Why Refinancing Matters
Refinancing can help you:
- Secure a lower interest rate.
- Reduce monthly repayments.
- Pay off your loan faster.
How to Assess Your Loan
- Check Your Current Rate: Compare it to the rates being offered by competitors.
- Look for Hidden Fees: Consider exit fees, break costs, or application fees.
- Consider Fixed vs. Variable: Fixed rates offer predictability, while variable rates may save you money if interest rates drop.
Steps to Refinancing
- Use tools like Canstar or RateCity to compare home loan rates.
- Speak to a mortgage broker who can help negotiate a better deal.
- Consider consolidating personal debt (credit cards, personal loans) into your mortgage to reduce overall interest payments.
- Simply call your bank and ask for a better deal – it’s surprising how often this works and saves a tun of paperwork!
Pro Tip: Even a 0.5% reduction in your interest rate can save you thousands of dollars over the life of your loan.
Key Takeaways: Take Control of Your Financial Future
Living on the Gold Coast or even in Queensland, doesn’t mean you have to feel the pinch of rising costs. By creating a solid budget, exploring smart strategies like rent-vesting, and reviewing your loans, you can stay ahead of inflation and build long-term financial security.
At Wealth Planning Partners, we’re here to help you make informed financial decisions tailored to your unique needs. Whether it’s budgeting advice, property investment strategies, or loan refinancing support, our expert team has you covered.
Ready to Take Action? Let’s Talk!
If you’re ready to find some smart ways to beat the cost-of-living challenge and take control of your finances, book a consultation with Wealth Planning Partners today. Together, we’ll create a strategy to secure your future.
Contact us on 07 5593 0855 to book a time.
by Amanda Cassar | Jan 15, 2025 | Money, Superannuation
As retirement approaches, many Australians seek ways to boost their superannuation and secure a comfortable future. One powerful strategy worth considering is unlocking the power of the Downsizer Contribution.
Introduced by the Australian government, this initiative helps older Australians maximise their retirement savings while simplifying their living arrangements.
Let’s explore how unlocking the downsizer strategy works and how it can benefit your wealth planning.
What is the Downsizer Contribution?
The Downsizer Contribution allows Australians aged 55 and over to contribute up to $300,000 from the sale of their primary residence directly into their superannuation fund. Couples can contribute up to $600,000 combined, offering a significant boost to retirement savings.
Key Points:
- The property must have been owned for at least 10 years.
- The home must be exempt from capital gains tax under the main residence exemption.
- Contributions must be made within 90 days of settlement.
- There is no work test or upper age limit for eligibility.
- This contribution doesn’t count towards concessional or non-concessional caps.
Benefits of the Downsizer Strategy
- Boost Superannuation Savings: A tax-effective way to increase retirement funds.
- No Contribution Caps: Downsizer contributions are separate from standard contribution limits.
- No Impact on Work Test: Retirees can contribute without meeting the work test requirement.
- Simplify Lifestyle: Moving to a smaller home can reduce maintenance and living costs.
- Estate Planning Flexibility: Provides more options for managing wealth distribution.
Is the Downsizer Strategy Right for You?
While the Downsizer Contribution offers many advantages, it’s important to consider:
- Impact on Age Pension: Additional super funds could affect pension eligibility.
- Centrelink Assessment: Funds transferred to super are assessed under the assets test.
- Selling Costs: Factor in real estate fees, moving expenses, and stamp duty (if applicable).
How to Make a Downsizer Contribution
- Sell Your Home: Ensure it meets the eligibility criteria.
- Notify Your Super Fund: Submit the Downsizer Contribution form before or at the time of the contribution.
- Make the Contribution: Deposit funds within 90 days of settlement.
- Consult a Financial Adviser: Tailor the strategy to suit your retirement goals.
Final Thoughts
The Downsizer Strategy is a valuable tool for Australians looking to strengthen their retirement savings and enjoy a more manageable lifestyle. However, it’s essential to weigh the pros and cons and seek professional advice to make informed decisions.
At Wealth Planning Partners, we specialise in creating personalised retirement strategies to help you make the most of your financial future. Contact us today to explore how the downsizer strategy can work for you.
Disclaimer: This blog is for informational purposes only and does not constitute financial advice. Please consult a qualified financial adviser for tailored advice.
by Amanda Cassar | Dec 17, 2024 | Economy, Property
Why the Gold Coast Property Market Is a Hot Topic in 2025
So, what is the future of property on the Gold Coast. The glitter strip continues to be a shining star in the Australian property market. With its stunning beaches, growing infrastructure, and thriving lifestyle appeal, it remains a prime location for investors, homeowners, and developers alike.
But as we move into 2025, the question many Gold Coasters are asking is: Is it the right time to buy, sell, or hold?
At Wealth Planning Partners, we know that property decisions are some of the biggest financial moves you’ll make. In this article, we’ll walk you through the key trends and opportunities shaping the Gold Coast property market in 2025, so you can make an informed choice with confidence.
Gold Coast Property Market Trends to Watch in 2025
1. Population Growth and Migration Are Fueling Demand
The Gold Coast remains a magnet for interstate migration, particularly from cities like Sydney and Melbourne. Recent statistics show strong population growth, driven by the lifestyle appeal and affordability compared to other major Australian cities. With continued migration expected in 2025, demand for housing—particularly family homes—will likely remain strong.
2. Infrastructure Projects Continue to Boost Property Value
Ongoing infrastructure development is a key driver of property value. Projects like the Light Rail Stage 3, the Coomera Connector, and upgrades to health and education facilities are enhancing livability and accessibility across the region. As these projects come to fruition, property values in surrounding suburbs are poised for growth. Check out Core Logic RP Data for further ideas…
Ideas for Some Key Suburbs to Watch:
- Coomera – Proximity to transport and amenities makes this a rising star.
- Pimpama – Continued development and family appeal.
- Southport – A hub for business and lifestyle.
3. Housing Supply Constraints Are Impacting Prices
While demand is increasing, housing supply remains constrained due to limited land availability and rising construction costs. This imbalance between supply and demand is likely to push property prices higher, particularly in high-demand areas.
4. Interest Rates and Their Impact
With interest rates stabilising in 2025, many investors and homeowners are finding renewed confidence in the future of property on the Gold Coast. Fixed rates remain attractive for those looking to secure long-term affordability, while property owners with existing loans may explore refinancing options to optimise their financial positions.
Should You Buy, Sell, or Hold Property in 2025?
Buy: Opportunities for First-Time Investors and Upgraders
For those considering buying property on the Gold Coast, 2025 presents strong opportunities in growth suburbs and lifestyle areas. Investors can benefit from rising rental yields, driven by increased demand and low vacancy rates.
Buying Tips:
- Focus on suburbs with upcoming infrastructure projects.
- Consider dual-income properties or homes with granny flats for added rental return.
- Lock in competitive loan rates early where possible.
Sell: A Strategic Move for Long-Term Owners
If you’ve held your property for a number of years, 2025 might be the perfect time to sell and capitalise on the market’s upward trajectory. High demand and limited supply could drive competitive buyer interest. It could be time to downsize after all!
Selling Tips:
- Invest in small improvements to boost your property’s value (e.g., fresh paint, landscaping).
- Work with local agents who understand the nuances of the Gold Coast market.
Hold: Long-Term Gains for Savvy Investors
For property owners with a strong equity position, holding may be the best strategy. Continued growth in demand, infrastructure, and lifestyle appeal ensures that property values are likely to appreciate further in the coming years.
Holding Tips:
- Review your loan structure and consider refinancing if rates are favourable.
- Focus on adding value through renovations or extensions.
- A garden tidy up, lick of paint or modernising fittings can be lower cost options for high impact.
Top Suburbs for Property Investment in 2025
If you’re wondering where to invest, here are a few standout Gold Coast suburbs worth considering:
- Nerang – Affordable homes with great transport links
- Tugun – Lifestyle appeal with proximity to the beach.
- Ormeau – Family-friendly with excellent infrastructure growth.
Key Takeaways: Making the Right Move in 2025
The future of the Gold Coast property market remains a robust investment opportunity as we head into 2025. Whether you decide to buy, sell, or hold, the key to success lies in understanding the local trends and aligning your strategy with your financial goals.
At Wealth Planning Partners, we’re here to help you navigate these decisions with clarity and confidence. Our expert team specialises in investment advice, financial planning, and wealth creation strategies tailored to your needs. Why not check out our YouTube video with our Director Amanda Cassar interviewing Alex Minter of Astute Property for more information on the future of property.
Ready to Make a Move? Let’s Talk!
If you’re considering a property decision in 2025, let’s connect. Book a consultation with the Wealth Planning Partners team today and take the next step towards building your financial future.
Contact us on 07 5593 0855 to arrange an appointment.
by Amanda Cassar | Feb 14, 2024 | Insurance & Protection, Uncategorized
It’s Valentine’s Day.
Love is in the air, and some of us are searching for that perfect gift to express our affection for those closest to us. And despite a grisly past, this day has come to be known for lovers… So just what is the ultimate gift of love this Valentine’s Day?
While chocolates and flowers are lovely, this year, consider giving a gift that transcends the ordinary. That is, the gift of protection and security. Yes, we’re talking about life insurance. The ultimate expression of love and care for your partner and family. In this post, we explore why life insurance is not just a financial product. It is a symbol of unwavering commitment and love.
5 Reasons Insurance is a Gift of Love
- Protecting Your Loved Ones: Life insurance provides a financial safety net for your loved ones in the event of your passing. It ensures that they can maintain their standard of living, pay off debts, cover funeral expenses. Also, allowing them to achieve long-term financial goals, even in your absence. By securing adequate life insurance coverage, you’re showing your commitment to protecting your family’s future. No matter what life may bring!
- Peace of Mind: One of the greatest gifts you can give your partner is peace of mind. Knowing that they and your family will be taken care of financially can alleviate stress and anxiety. This allows you both to focus on enjoying the present moments together. With life insurance in place, your loved ones can feel reassured that they have a financial cushion to rely on. This in turn gives the freedom to live without fear of financial hardship.
- Planning for the Unexpected: None of us can predict the future, but we can plan for it. Life insurance enables you to prepare for the unexpected and ensure that your loved ones are not left financially vulnerable if tragedy strikes. It provides for your spouse, supports your children’s education, and maintains your family’s lifestyle. Life insurance allows you to fulfill your responsibilities and promises, even when you’re no longer here.
- Demonstrating Long-Term Commitment: Giving the gift of life insurance is more than just a financial transaction – it’s a declaration of your long-term commitment and love. It shows that you’re thinking about your partner and family’s future. And also, that you want to continue caring for them, even beyond your lifetime. By taking proactive steps to secure their financial well-being, you’re strengthening the bond of trust and love that forms the foundation of your relationship.
- Tailored Solutions for Every Couple: Life insurance policies come in various forms and can be funded from personal or retirement savings. As a couple, you can customize your coverage to suit your unique needs, goals, and budget. Whether you’re newlyweds starting your journey together or seasoned partners planning for retirement, there’s a life insurance solution that can align with your specific circumstances. Thereby providing the protection you both deserve.
This Valentine’s Day, why not go beyond the traditional gifts and consider giving your loved one something truly meaningful – the gift of life insurance.
Ensure the future of your loved ones today
Basically, by safeguarding their financial future, you’re expressing your love and devotion in a tangible and enduring way. Yes, the ultimate gift of love this Valentine’s Day. Reach out to your Wealth Planning Partners’ adviser today to explore your life insurance options or call us on 07 5593 0855. So why not take the first step towards securing a lifetime of love and protection for those you hold dear?
Happy Valentine’s Day! Above all… don’t forget the chocolates!
by Amanda Cassar | May 8, 2023 | Debt Management
