by Jodie | Jan 18, 2011 | Debt Management, Finances, General, Insurance & Protection
How much would you pay for peace of mind?
We’ve all heard it before. We’re bullet proof! She’ll be right mate! The boss will take care of me!
But then… Life is full of surprises – both good and bad! But there are some things in life over which you have little or no control, no matter how hard you work. Things like serious illness, injury, disablement and even death.
Almost everyone knows of someone who has suffered a heart attack, stroke or someone who has been diagnosed with cancer. One in three men and one in four women will be diagnosed with cancer before the age of 75*.
So there’s a very real chance it could happen to you. That’s why it’s important to protect yourself and your loved ones from financial burden if something happens to you. That’s where we can help you find a solution!
Trauma Insurance
Trauma or Critical Illness or Recovery Insurance (as they’re variously known) can help you manage this financial risk, by providing cover for over many medical conditions, including cancer, multiple sclerosis, heart attack and even blindness. It can help you focus on recovery rather than financials, by paying a lump sum if you suffer a serious medical condition
Wealth Planning Partners can help you find the right insurance solution for you and your family, so you can be financially prepared for the unexpected. If you would like further information or would like to arrange an appointment with a risk specialist please call Amanda on 07 5593 6895 or Trevor on 07 5525 3233. What price peace of mind?
*Australian Institute of Health and Welfare and Australasian Association of Cancer Registries, Cancer in Australia 2003.
by Jodie | Jan 18, 2011 | Business, Debt Management, Finances, General, Insurance & Protection
Keep your business on an even keel
Profit margins, business loans, demanding customers! Smooth sailing in a business is hard enough without adding the complications of injury, illness or even the death of a business partner or key person. Most businesses generally depend on a few key people to produce the profits, provide the capital or manage the business. If there’s no viable succession plan, there may be significant hardship for surviving owners and family members.
That’s why every business with two or more owners should include business insurance as a matter of course.
There are a number of key areas you should consider when implementing insurance into your business plan. They include protecting any business loan, succession planning, and business expenses.
A combination of Lump Sum and Income Replacement Insurances can help your business survive all of these scenarios.
And in some cases the premiums can be tax-deductible.
Wealth Planning Partners can help you find the right insurance solution for you and your business, so you can be financially prepared for the unexpected. If you would like further information or would like to arrange an appointment with a risk specialist please call us.
Amanda: 07 5593 6895
Trevor: 07 5525 3233
by Jodie | Jan 18, 2011 | Debt Management, Finances, General, Insurance & Protection
Things change... has your insurance kept up?
Does your insurance still cover you?
Once you have it, you often don’t give your insurance another thought until you need to make a claim. But as your lifestyle changes, its easy to out grow your insurance.
If you’ve made some big changes recently – like having a child, or buying a house – you may need to reassess your insurance. As your circumstances change, so does your insurance needs.
Not updating your insurance can leave you vulnerable when you need it most.
Sound familiar?
Do any of these events sound familiar to you? If you’ve recently made changes in your life, like those below, it could be time to review your insurance.
- You are getting married or changing your marital status
- You have bought a new home
- You have increased your mortgage
- You have a new child
- You have taken out a large personal loan, or some other form of debt
- You have given up smoking for at least a year
- You have new financial dependants
- It has been a few years since your last review
- Your child has started school
- You have started a new job
- You are looking after a disabled or elderly family member
Wealth Planning Partners can help you find the right insurance solution for you so you can be financially prepared for the unexpected. If you would like further information or would like to arrange an appointment with a risk specialist please call us to arrange a time.
Amanda: 07 5593 6895
Trevor: 07 552 53233
