Many Australian families struggle both emotionally and financially, when someone in their family is diagnosed with a life threatening or debilitating health condition. By considering crisis cover, you can assist in easing the financial burden should you be unfortunate enough to suffer a traumatic event.
Sometimes cheap may mean nasty as some Qld policy holders are discovering when trying to claim for their flood damaged home in Qld. Most of us are price sensitive to a degree, but it’s worth making sure you’re comparing apples with apples!
Most businesses generally depend on a few key people to produce the profits, provide the capital or manage the business. If there’s no viable succession plan, there may be significant hardship for surviving owners and family members. Consider if Business Protection is appropriate for your business.
Once you have it, you often don’t give your insurance another thought until you need to make a claim. But as your lifestyle changes, its easy to out grow your insurance. If you’ve made some big changes recently – like having a child, or buying a house – you may need to reassess your insurance. As your circumstances change, so does your insurance needs.