![We have Moved!]()
by Jodie | Jan 20, 2015 | Advisers, General
We’ve started 2015 with a Bang!, moving into our new office space in the Eastside building, Robina.
You’ll now find us at Suite 110, Level 1 Eastside, 232 Robina Town Centre Drive, Robina. When visiting, entry is via Waterfront Place and there’s lots of 2 hour covered parking under the building.
Skye from Liquid Espresso on the Ground Floor would love to fix you up with a cuppa when you drop by and point you in the right direction.
Please update our contact numbers too, with the new office number 07 5593 0855 and the new fax being 07 5593 1922.
Emails, postal address and mobile contacts all remain the same.
Don’t hesitate to drop by and say g’day if you’re in the area.
![We have Moved!]()
by Jodie | Jan 9, 2015 | Business, Social Media
In 2013, Financial Standard launched the inaugural Power50 list, a guide to the top 50 financial services professionals who use social media to lead the conversation on wealth management, superannuation and financial advice.
The list is made up of superannuation chief executives, fund managers, investment analysts and financial advisers – representing the broadest cross-section of the financial services industry.
Individuals are selected based on set of guidelines and social metrics analysed by Financial Standard’s Power50 judging and selection panel and we’re thrilled that Amanda Cassar, Director of Wealth Planning Partners has been included in this list for both 2013 and 2014, meaning she has now been named by Financial Standard as one of the top 50 most influential social media users in finance for two years running.
The Guide is distributed annually as a special edition inside the November issue of Financial Standard. To find out more about the 2015 Power 50 Guide, download the latest guide at http://www.financialstandard.com.au/fspower50 .
![We have Moved!]()
by Jodie | Dec 16, 2014 | Budget, Budgeting, Christmas, Debt Management, Finances, Money
There are many different beliefs and traditions surrounding Christmas, but one thing is for sure… from its start, it was meant to be about joy and celebration. These days for some, it seems more a time of stress and debt.
If ‘it’s only x days to Xmas’ curls your liver, the jingles are grating, your credit card still hasn’t quite recovered from last time, and you still haven’t been shopping… here’s some top tips to keep the finances at least, under control.
If the thought of more debt or the threat of overspending kills your festive spirit, now is the time to take action and make this year the start of something different.
Christmas after Christmas, many allow themselves to fall victim to marketing campaigns, peer pressure to buy more than is affordable, when in truth, family and friends just want a gift with meaning and love, and not having us give beyond our means.
So, keep it simple. So here’s a few tips on how to start saving. Grab a pen and paper and write down everyone you bought presents for last year. Now…
- Cross off people that you haven’t seen all year. If you can’t be bothered actually catching up in person, why buy a gift? Send a card and let them know you’re looking forward to catching up in the New Year. You’ve just given yourself an out, and let them know that you don’t expect to be exchanging gifts.
- Look at the families you usually buy individual gifts for. As an alternate, get something thoughtful for the whole family. A hamper, a movie tickets, a ‘family adventure’ somewhere. Let them know you’re giving a family gift this year so they can change their own plans if necessary.
- Look at your extended family and think of ways to lessen the burden of giving everyone a gift. Think of ideas like buying only for the children, a $10 lucky dip, secret Santa or your own unique raffle!
- For the oldies in your family, give from the heart. They really appreciate your time, memories, a cooked meal, photos and words that mean something. Enlist the help of the younger members of the family to make some new memories for Nan and Pop.
- For those you simply must buy for, just stop and think. Just because someone wants a $100 gift, doesn’t mean you need to buy it. Try and think of something they might need that is within your budget or combine funds with one or more friends to afford what they want.
Be kind to yourselves this year. Buy only what you need. Spend only what you have. And relax, safe in the knowledge that you’re doing the very best for you and your loved ones and not starting 2015 under a burden of financial debt.
![We have Moved!]()
by Jodie | Dec 12, 2014 | Advisers, Retirement
Our senior partner, Trevor Pritchard moved to Australia from the UK in the early 80’s and set up as a Life Insurance adviser from the Currumbin area.
Finally, he’s decided it’s time to hang up the boots.
Trevor has worked for many years partnering with MLC originally, to now being with Financial Services Partners, from the Gold Coast and Brisbane areas.
He has a large and loyal client base, who will be sorry to see him leave, however he is looking forward to moving house and spending more time with his wife Penny, who endured a terrible health scare late last year.
For our clients, it’s business as usual with Amanda Cassar, who has been with Trevor in the business since 1991, taking over the reins.
Wealth Planning Partners are moving to a new premises at Robina from January, 2015, and will keep you posted about our new address and contact details.
We hope you have a great end to 2014 and take this time to wish Trevor and Penny all the very best for their retirement from the rest of the WPP team.
![We have Moved!]()
by Jodie | Dec 10, 2014 | Advisers, Insurance & Protection
There are a large amount of advertisements recommending you take out life cover out with automatic acceptance, and no medicals. Simply sign up and be covered in under two minutes. Sounds too easy, right?
But what issue does this pose at claim time?
When taking out individual or tailored insurance whether it be Life Cover, TPD, Income Protection or Trauma, the life insurance companies may require you have a medical exam so they know your current health position. Essentially, they are assessing you before taking your money to pay the premiums.
If you are found to be too high risk, then they will notify you and amended terms may be offered. By applying for tailored insurance and possibly completing a medical exam, you know exactly what you are covered for before handing over the money to pay for it.
Going with Direct Life Insurance with automatic acceptance on the other hand, means the medicals are done at claim time. With the chance of a pre-existing medical condition being discovered at that stage, it is then up to the insurance company to assess whether or not, if they had known about your condition at application, they would have covered you.
Essentially, they are taking your money before they assess your eligibility for cover.
Would you feel comfortable paying premiums for life insurance without assessing your eligibility for cover? How annoyed would you be if a claim was denied and you had no recourse to all the funds you already paid?
To ensure you have the best possible cover to suit your individual needs, contact any of the advisers from Wealth Planning Partners on 07 5593 6895 who will be able to assist you and put your mind at rest.
