Self Managed Super Funds

Self-managed super funds (SMSFs) have become extremely popular in Australia, with more than half a million SMSFs
now in existence, and they’re still growing.*

Self Managed Super Funds

Insurance and your SMSF

You can purchase insurance within your SMSF, and more importantly, the super laws require trustees to consider the insurance needs of members when drafting and reviewing the fund’s investment strategy.

 

Considering the insurance needs of SMSF members doesn’t mean you must purchase insurance within your SMSF.

 

Also it’s important to note that life insurance policies held outside of a super fund cannot be transferred into an SMSF. Although, some providers will allow you to cancel your existing policy and then reestablish it again in your SMSF without impacting your level of cover.

 

SMSF and Insurance – Download PDF

SMSFs - Investing in Property

In Australia, the three most popular investment classes for SMSFs are direct shares, cash and direct property.*

 

As at December 2014, these three asset categories represented approximately 76%– with property representing around 16% of all SMSF assets.*

 

This flyer focuses on some insights into property investing and SMSFs.

 

SMSF Investing in Property – Download PDF

SMSFs – What you can and can’t invest in.

SMSFs have become very popular, with more than one million members now representing the fastest growing segment of Australia’s superannuation market.*

 

The main reason for the popularity of SMSFs is the unrivalled investment flexibility and control they offer members. However, there are various compliance requirements to running an SMSF and some common pitfalls to avoid, especially when it comes to what you can and can’t invest in.

Corporate vs individual trustee

SMSFs have become very popular, with more than one million members now representing the fastest growing segment of Australia’s superannuation market.

 

Under the Superannuation Industry (Supervision) regulations, a SMSF must either have a company act as trustee of the fund or the trustee can be a group of individuals.

SMSF jargon Buster!

Self-managed super funds (SMSFs) have become extremely popular in Australia, with more than half a million SMSFs  now in existence, and they’re still growing.*

 

You probably already know that superannuation terminology  can be convoluted at times; SMSFs are no different.

 

Here are some terms you may come across if you decide to  join the million people already operating as SMSF trustees.

 

Of course your adviser can also assist if you happen to run into a wall of jargon!

 

SMSF Jargon Buster – Download PDF