Most of us who are parents, know that bumps and bruises are just all part of being a kid and growing up.  Sadly however, many Aussie kids suffer from medical conditions and accidents that are far more serious.
I personally have a niece with heart problems and an autistic nephew, so know all too well how health concerns can affect a family both financially and emotionally. 
What many don’t know is that there is an insurance solution that can be tailored into the family’s protection package that can cover some of the major concerns your children could face.
Children’s trauma insurance offers coverage for a wide range of illnesses (including meningitis, cancers, blood disorders, loss of sight, major organ and bone diseases) and some serious accidents and death.
Many insurers now offer Child Trauma Insurance. It is usually an optional extra to an adult’s life or trauma cover and typically covers children aged between ages 2 and 15. Coverage is typically for a lower amount, and the premiums are much lower than adult trauma insurance too (as an example, from $1 p/month per $10k of cover.)
When a child is seriously ill or injured, parents often take on the role of carer. This can reduce family’s income at a time when additional money is required for the medical care of the child.  Child trauma insurance may just buy you some additional time, ease some of the financial burden and takes the future into account.
If you’d like to know more about how this cover can assist your family, please don’t hesitate to give our Advisers a call on 07 5593 6895 – or drop us an email and we’ll be in touch.